Spanish banks offer a varied array of mortgage loan schemes on a both fixed and variable rates. These published bank programmes are used as a guidance rather than the last and definite offer by easy2loan.com, and generally, most mortgage brokers. Banks are and will always be flexible with the rates, especially when the client comes through us: the large number of clients easy2loan.com introduces to the different lending entities can only be translated in cheaper rates for our clients.

Non-resident applicants are typically burdened with the highest rates as they appear as awkward clients. The reason for this is that paying for a holiday home (which in most cases becomes a retirement home) abroad comes as a 'secondary' priority when the owner is faced with financial difficulties: the likelihood of defaulting payment of the loan is higher.

Lending entities are naturally conservative and in order to mitigate this risk they increase interest rates, increase opening commission, reduce loan periods and lend a lower percentage of the property valuation figure. A loan for a non-resident borrower is as a consequence more expensive, where these are given, as many lending entities do not even contemplate these applicants.

easy2loan.com has specialized in this field and can boast the cheapest rates ever arranged between a mortgage broker and lending entities for the non-resident borrower. In addition to this, we give you tips on how to obtain a reduction of rates.

In addition to this, easy2loan.com is run by qualified lawyers, giving you at all times a full legal coverage in respect of the mortgage loan contract terms and conditions.

See what initial rates are currently being offered by the major Spanish lending entities.